Lois R. Lupica

Lois R. Lupica

Visiting Professor of the Practice of Law


Legal Ethics and Legal Profession, Negotiation, Law and Technology

Professional Biography

Lois R. Lupica is an internationally recognized expert in access to civil justice and legal innovation strategies. She is currently an affiliated faculty member at the Harvard Law School Access to Justice Lab; Co-Principal Investigator of the Financial Distress Research Study; Co-Principal Investigator of the Princeton University Debt Collection Lab; and was Principal Investigator of the Apps for Justice Project. In 2019 she served as Fulbright Senior Scholar at the University of Melbourne in Melbourne, Australia, where she researched access to justice and legal design. Prior to joining the law school, she was the Maine Law Foundation Professor of Law at the University of Maine School of Law and Director of the Affordable Housing Initiative at Seton Hall Law School. Professor Lupica is the recipient of numerous honors and awards and has published articles on a variety of topics including the bankruptcy system, consumer finance, securitization, property and contract theory, secured transactions, and legal ethics, as well as co-authoring a leading casebook on Bankruptcy Law & Practice. She practiced business and commercial law at White & Case, Arnold & Porter and Thompson and Knight in New York. Professor Lupica earned a J.D. magna cum laude from Boston University School of Law, and a B.S. in Consumer Economics from Cornell University. 

View CV


B.S., Cornell University
J.D., Boston University

Featured Publications

  • The Apps for Justice Project: Deploying Design Thinking to Narrow the Access to Justice Gap, 44 FORDHAM URBAN LAW JOURNAL 1363 (2017) (with S. Friedman et. al.)
  • Self-Help, Reimagined, 92 INDIANA L. J. 1119 (2017) (with J. Greiner & D. Jiménez)
  • Engaging Financially Distressed Consumers, COMMUNITIES AND BANKING, (2015) (with Greiner, et. al.)
  • Access to Justice: A Randomized Control Trial Study of Credit Counseling, Legal Representation Debt Collection Practices, GEORGETOWN J. ON POVERTY LAW, (2013) (with J. Greiner & D. Jiménez et. al.)
  • The Consumer Bankruptcy Fee Study: The Final Report, 20 AM. BANKR. INST. L. REV.  17  (2012)
  • Credit Rating Agencies, Structured Securities and The Abyss, 28 B.U. BANK. & FIN. 639  (2010)
  • The Consumer Debt Crisis & the Reinforcement of Class Structures, 40 LOY.U. CHI. L. REV. 557 (2009)
  • A Study of Consumers' Post-Discharge Finances: Struggle, Stasis or Fresh Start? 16 AM. BANKR. INST. L. REV.  (with Jay L. Zagorsky, Ph.D.) (2008)
  • Professional Responsibility Re-designed: Sparking a Dialogue between Students and the Bar, 29 J. OF THE LEGAL PROF. 71 (2004-2005)
  • Revised Article 9, The Proposed Bankruptcy Code Amendments and Securitizing Debtors and their Creditors, Symposium, FORD. J. OF CORP.  FIN. LAW (2002)
  • Transition Losses in the Electric Power Market: A Challenge to the Premises Underlying the Arguments for Compensation, 52 RUTGERS L. REV. 649 (2000)
  • Asset Securitization: The Unsecured Creditor's Perspective, 76 TEXAS L. REV. 595 (1998)
  • BANKRUPTCY—CASES AND MATERIALS (6th ed.) (2016) (with M. Howard)