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  • Creating a Spending Plan
  • Managing Repayment
    • Loan Repayment Plans
    • Loan Consolidation
    • Deferment and Forbearance
    • Loan Forgiveness, Cancellation and Repayment Assistance
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Denver Law Loan Repayment Assistance Program

LRAP Guidelines

• The 2013 application deadline has passed
  • The 2014 application will be available at the end of 2013

The University of Denver Sturm College of Law offers a Loan Repayment Assistance Program (LRAP) to benefit alumni who make a commitment to work in the public interest.

Law school graduates can have upwards of $100,000 in law school debt, and public interest jobs often pay about one-half of the salary of private sector positions. Many graduates feel that they cannot accept public interest positions, for fear that they will not be able to pay their debt. Often, even if graduates take public interest positions upon graduation, they leave the position after a few years, because they just cannot afford to continue at such a low salary.

Income driven plans, like Income-Based Repayment (IBR) and Pay As You Earn, alleviate much of this financial challenge, but the Loan Repayment Assistance Program provides additional assistance with the payments under the Income Driven Plans.

To be considered for LRAP, alumni must submit an application online. The application process is competitive and not all who apply will be approved. Applications for LRAP are collected each year in December and January. To be eligible, alumni must have secured a qualifying job at the time of application.

LRAP Eligibility Requirements

• Graduated with a JD from Sturm College of Law after May 2003
• Currently work in a public service field (government or non-profit) in a position that utilizes your legal skills (judicial clerkships do not qualify)
• Have an AGI below $75,000
• Be in repayment and not past due on your student loans

LRAP Application Materials

• A completed online LRAP application (available in December)
• Most recent federal tax return and W2
• Federal student loan history summary (available online at www.NSLDS.ed.gov)
• Most recent statement from each of your student loan lenders (federal and private)
• Employment verification from your current employer (should be on letterhead and include dates of employment, salary, and job title)
• 2 letters of recommendation that speak to your public service dedication
• Personal statement speaking to your public service dedication

LRAP Awards

• LRAP award amount are calculated based on a recipient’s annual IBR/PAYE payment. The LRAP Committee strives to provide LRAP funding that will cover as much of a recipient’s monthly payments as possible.
• Awards are renewable for up to 5 years, provided that you continue to meet employment and income requirements

For more information about the LRAP application process and eligibility, please review our LRAP Guidelines.

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